Bill Tandy

Chief Executive Officer

Bill Tandy, a native of Montana, grew up in the country and has been in the banking industry for 35 years, serving as a bank president and CEO for nearly 25 of those years. Previously in his career, he served as CEO of two North Texas banks. He has extensive experience in raising capital and reducing problem assets, while maintaining and developing new business. Bill has a master's degree in business administration from Southern Methodist University and a bachelor's degree in business finance from the University of Montana. He and his wife, Susan, have four children.

Charlotte Sellers

Chief Credit Officer

Charlotte Sellers has been employed by the Association since February 2011. Mrs. Sellers received her bachelor's degree in business administration from Murray State University in Kentucky. She is also a graduate of the Economic Development Institute in Norman, Oklahoma. Mrs. Sellers has 13 years of banking experience in management, growing accrual loans as a Chief Credit Officer, commercial and residential lending, collections, working out problem assets, credit underwriting, and compliance.

Heath Gattis

Chief Financial Officer

Heath Gattis has been employed by the Association since November 2010.  Initially occupying the Vice President of Credit role, he was recently elevated to CFO in May of 2018.  Mr. Gattis brings 25 years of banking experience comprised of roles in bank regulations, financial reporting, lending and CEO of a community bank.  He is a graduate of Texas A&M University with a Bachelor of Business Administration in Finance.

Brian Harris

Chief Lending Officer

Brian Harris is Chief Lending Officer and assists with the lending operations at each of the association’s branch offices.  He joined Heritage Land Bank in May 2013.  Harris has more than 25 years of ag-lending, management and supervisory experience with Farm Credit.  He is a graduate of Texas Tech University with a degree in Agricultural Education.  Harris is a member of the TTU Agricultural College Alumni Association.  He has served on several boards including the East Texas Farm and Ranch Club and the Smith County Junior Livestock Show.  He and his wife, Ginger, have one son and one daughter.

Garrett Cox

Chief Appraisal Officer

Garrett Cox serves as Chief Appraisal Officer for Heritage Land Bank and oversees all appraisals and approasal review functions for the association. 

Chief Executive Officer
Chief Credit Officer
Chief Financial Officer
Vice President of Marketing
Vice President Credit Reviewer
Chief Appraisal Officer
Senior Appraiser
Appraiser
Appraiser
Chief Lending Officer
Human Resources Manager/Board Secretary
Director of Compliance & Loan Operations
Loan Processor
Loan Processor
Loan Closer
Accounting Manager
Assistant Controller
Credit Loan Administrator
Accountant
Accounting Specialist
Accounting Clerk
VP IT Systems
Administrative Assistant
4608 Kinsey Drive
Tyler, TX 75703
Phone: 903-534-4975
Toll Free Phone: 877-404-5263
Fax: 903-534-5160
Regional Vice President/Branch Manager
Senior Loan Administrator
Loan Closer
Loan Admin
205 S. Palestine
Athens, TX 75751
Phone: 903-675-8010
Fax: 903-675-6027
Vice President/Loan Officer
Senior Loan Administrator
Office Administrator
6451 Camp Bowie Blvd.
Fort Worth, TX 76116
Phone: 817-986-0910
Toll Free Phone: 855-510-6734
Fax: 817-334-7974
Regional Vice President/Branch Manager
Vice President/Loan Officer
Loan Officer Associate
Senior Loan Administrator
Loan Administrator
5901 Wesley Street, Suite 102
Greenville, TX 75402
Phone: 903-455-2835
Toll Free Phone: 866-576-9508
Fax: 903-455-2274
Vice President / Branch Manager
Vice President/Loan Officer
Senior Loan Administrator
Sr. Loan Administrator
2790 Virginia Parkway
McKinney, TX 75071
Phone: 972-562-6906
Fax: 972-548-2641
Vice President/Branch Manager
Loan Administrator
17752 Hwy 69 N
Lindale, TX 75771
Phone: 903-638-8511
Fax: 903-638-8508
Vice President / Branch Manager
Loan Administrative Associate
2003 N. John Redditt Dr.
Lufkin, TX 75904
Phone: 936-899-7051
Fax: 936-899-7068
Branch Manager/Loan Officer
Loan Officer
Senior Loan Administrator
2519 North Stallings Drive
Nacogdoches, TX 75964
Phone: 936-564-8271
Toll Free Phone: 877-395-8271
Fax: 936-560-5477
Vice President/Branch Manager
Loan Administrator
4608 Kinsey Drive
Tyler, TX 75703
Phone: 903-534-5040
Fax: 903-534-0023
Vice President/Branch Manager
Senior Loan Administrator
Branch Manager
Loan Admin Associate
2209 South Loop 256
Palestine, TX 75801
Phone: 903-729-4667
Fax: 903-729-6169