William M. Tandy, a native of Montana, grew up in the country and has been in the banking industry for 35 years, serving as a bank president and CEO for nearly 25 of those years. Previously in his career, he served as CEO of two North Texas banks. He has extensive experience in raising capital and reducing problem assets, while maintaining and developing new business. Bill has a master's degree in business administration from Southern Methodist University and a bachelor's degree in business finance from the University of Montana. He and his wife, Susan, have four children.
Charlotte Sellers has been employed by the Association since February 2011. Mrs. Sellers received her bachelor's degree in business administration from Murray State University in Kentucky. She is also a graduate of the Economic Development Institute in Norman, Oklahoma. Mrs. Sellers has 13 years of banking experience in management, growing accrual loans as a Chief Credit Officer, commercial and residential lending, collections, working out problem assets, credit underwriting, and compliance.
Heath Gattis has been employed by the Association since November 2010. Initially occupying the Vice President of Credit role, he was recently elevated to CFO in May of 2018. Mr. Gattis brings 25 years of banking experience comprised of roles in bank regulations, financial reporting, lending and CEO of a community bank. He is a graduate of Texas A&M University with a Bachelor of Business Administration in Finance.