William "Bill" Tandy

Chief Executive Officer

William M. Tandy, a native of Montana, grew up in the country and has been in the banking industry for 35 years, serving as a bank president and CEO for nearly 25 of those years. Previously in his career, he served as CEO of two North Texas banks. He has extensive experience in raising capital and reducing problem assets, while maintaining and developing new business. Bill has a master's degree in business administration from Southern Methodist University and a bachelor's degree in business finance from the University of Montana. He and his wife, Susan, have four children.

Charlotte Sellers

Chief Credit Officer

Charlotte Sellers has been employed by the Association since February 2011. Mrs. Sellers received her bachelor's degree in business administration from Murray State University in Kentucky. She is also a graduate of the Economic Development Institute in Norman, Oklahoma. Mrs. Sellers has 13 years of banking experience in management, growing accrual loans as a Chief Credit Officer, commercial and residential lending, collections, working out problem assets, credit underwriting, and compliance.

Adena Nichols

Chief Financial Officer

Adena was part of management of the original founding of Grand Bank in 1983 which was later acquired by Comerica Bank in 1988. Adena worked in purchasing / IT / facilities management / business continuity capacity for the next 16 years and was part of a team involved in 23 mergers. In 2002, the team that originally founded Grand Bank created a brand new Grand Bank in Dallas. In 2006, they asked Adena to rejoin the team, which she did becoming the Executive Vice President and CFO. She is a graduate of Sam Houston State in Accounting.

Chief Executive Officer
Chief Credit Officer
Chief Financial Officer
Chief Information Officer
Vice President of Credit
Credit Administrative Assistant
Credit Analyst Associate
Marketing Director
Marketing Specialist
Regional Vice President
Human Resource Assistant/Board Secretary
Director of Compliance & Loan Operations
Loan Processor
Loan Processing Closer
Loan Closing Processor
Accounting Manager
Assistant Controller
Accounting Clerk
Accounting Specialist
Accountant I
Senior Appraiser
Office Administrator
4608 Kinsey Drive Suite 100
Tyler, TX 75703
Phone: (903) 534-4975
Toll Free Phone: 877-404-5263
Fax: (903) 534-5160
Loan Closer
Regional Vice President
Senior Loan Administrator
205 S. Palestine
Athens, TX 75751
Phone: (903) 675-8010
Toll Free Phone: (877) 456-4684
Fax: (903) 675-6027
Vice President Commercial Lending
Vice President Lending
Credit Analyst
301 Commerce Suite 1380
Fort Worth, TX 76102
Phone: (817) 986-0910
Toll Free Phone: (855) 510-6734
Fax: (817) 334-7974
Regional Vice President/Branch Manager
Vice President/Loan Officer
Senior Loan Administrator
Loan Administrator
5901 Wesley Street Suite 102
Greenville, TX 75402
Phone: (903) 455-2835
Toll Free Phone: (866) 576-9508
Fax: (903) 455-2274
Branch Manager
Loan Administrator
303 W. Rusk
Jacksonville, TX 75766
Phone: 903-339-3173
Fax: 903-339-3176
Loan Officer/Branch Manager
Loan Administrator Associate
17752 Hwy 69 N
Lindale, TX 75771
Phone: (903) 638-8511
Fax: (903) 638-8508
Loan Officer
Loan Administrator
3006 S. First St., Suite B
Lufkin, TX 75901
Phone: (936) 899-7051
Fax: (936) 899-7068
VP Commercial Lending/Branch Manager
Vice President/Loan Officer
Vice President/Loan Officer
Senior Loan Administrator
Loan Administrator
Senior Credit Analyst
2790 Virginia Parkway
McKinney, TX 75071
Phone: (972) 562-6906
Toll Free Phone: (888) 265-7506
Fax: (972) 548-2641
Senior Loan Administrator
2519 North Stallings Drive
Nacogdoches, TX 75964
Phone: (936) 564-8271
Toll Free Phone: (877) 395-8271
Fax: (936) 560-5477
Vice President/Branch Manager
Loan Officer Associate
Loan Administrator
Loan Administrative Associate
2209 South Loop 256, Suite #200
Palestine, TX 75801
Phone: (903) 729-4667
Toll Free Phone: (877) 456-5061
Fax: (903) 729-6169
Branch Manager
Loan Administrator
4608 Kinsey Drive Suite 200
Tyler, TX 75703
Phone: (903) 534-5040
Fax: (903) 534-0023