Construction and Homesite Loans
Living in the country offers endless possibilities, from planting crops and raising animals to celebrating with family on vast acreage or stargazing under a dark sky. Whether you dream of a stick-built or manufactured home, a barndominium, or a custom-built home, Heritage Land Bank can help make it a reality.
![Home Construction country home](/images/default-source/stock-photos/shutterstock_765579673.jpg?sfvrsn=79ed3440_0)
Construction Loan Benefits:
- 12-month construction period with interest only payments based on the amount drew plus principle
- Smaller payments during construction to free up cash for any unexpected expenses
- Start paying on the principle balance from day one
- Construction financing for homes—including stick built, modular, barndominiums—and additions or renovations to an existing residence
- One-time close construction loans
- Favorable fixed long term interest rates, up to 30-year financing
- Financing available for unique properties or outbuildings
- Retain ag exemption
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