Resources
How To Prevent Soil Erosion
For Texas farmers and ranchers, soil erosion is more than just an inconvenience — it can reduce crop yields, drive up production costs, damage water quality, and even create safety hazards for both people and animals.
Farming & Ranching in Texas : How To Get Started
While the list of things to learn, to do, and to arrange might seem overwhelming, we’ve put together a basic list to help you get started.
Why Should You Raise Brahman Cattle
So you've bought your ranch and now you are deciding what cattle to populate your Texas property with. With numerous breeds to choose from, it can be a seemingly overwhelming process to navigate.
Profiting From Rural Land
Texas land investments can often generate returns in the long run — even if you don’t develop the land. Since land is a finite resource, it holds its value for years to come.
Types of Forestry Financing
Texas is well known for its farms, ranches, and prairies. But it’s also home to a thriving timber industry. The state has over 63 million acres of forest and woodland. So logging and timber businesses have plenty of opportunities to buy land.
Paying Cash vs Financing
Often times a lender’s biggest competition is cash. Buyers often face the decision on whether to pay cash for a property and deplete cash reserves/liquid accounts, or to leverage low interest rates and hang on to their cash.
Where to Buy Investment Property
For those thinking about where to buy investment property in Texas, whether as a potential inflation edge, for rural land development, as a recreational property, or to rent, you have several opportunities.
Getting The Credit You Need
Farming costs add up quickly. Equipment, seed, fertilizer, livestock — the list goes on. If you’re like most farmers and ranchers, you’ll need to borrow money at some point to fund these expenses. To get the capital you need, it helps to understand how credit decisions are made.
A Guide to Closing Costs in Texas
You’ve found the perfect piece of land in Texas, and you’ve agreed with the seller on a final price for the acres. Congratulations! But that sale price is not the end of the story. Now come closing costs — and it’s important to budget for these extra fees to avoid any unfortunate surprises.
Why Finance With A Land Bank
Because we specialize in financing land and agricultural properties, we understand the unique aspects of rural lending. We use this expertise to structure loan packages with rates, repayment terms, and payment plans that are adapted to your specific needs.
How Are Land Purchases Different
Land purchases differ from traditional home purchases in several key ways.
Common Real Estate Terms
Understanding these terms can help buyers navigate the real estate process more confidently and effectively.
Real Estate Transaction Process
Every land or real estate transaction is different. However, a real estate transaction typically involves several key steps.
What Are Ag Exemptions
In Texas, an ag exemption, also known as a farm and ranch exemption, is a property tax benefit granted to landowners who actively use their land for agricultural purposes.